1. No account maintenance fee. The account is not remunerated (0% AER, 0% NIR). imaginBank, imaginTeens and imaginKids, registered trademarks CaixaBank, S.A., with Tax ID A-08663619, registered in the Special Administrative Register of the Bank of Spain, under code 2100, is the savings bank that offers the bank account.
2. No card issuance or maintenance fee. imagin, the commercial brand of imaginersGen, S.A., agent of CaixaBank, S.A. CaixaBank, S.A., markets products offered by the hybrid payment institution CaixaBank Payments & Consumer, E. F. C., E. P., S. A. U., (hereinafter CPC), with registered office at Avenida de Manoteras n.º 20, Edificio París (28050 Madrid), and the entity that offers the debit and credit cards. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank. Granting of the credit card subject to prior approval by CPC. You can see the usual prices for frequent banking services (Annex 1) at: www.caixabank.es/tarifas
3. imagin markets both financial and non-financial services. Non-financial services are offered by imagin, a registered trademark of imaginersGen S.A. Financial services are offered by imaginBank, a registered trademark of CaixaBank, and imaginersGen S.A. acts as agent.
4. Offer of €150 valid throughout the national territory for new payroll direct debits from €900 to €1.499,99 in an account opened at imaginBank with a 48-month term. Offer of €250 valid throughout the national territory for new payroll direct debits from €1.500 or more in an account opened at imaginBank with a 48-month term. This income is considered monetary remuneration, so it may be affected by current tax regulations in the event that you have to file the income statement. Not combinable with other direct debit promotions (payroll, self-employed or pensions) made after 01/01/2022 or with direct debit payrolls that come from another CaixaBank account. More information at www.imagin.com.
5. You will be deemed to have received a salary when you receive a payment described as such. Transfers are not considered salaries for the purposes of this campaign.
6. The offer consists of paying you €50 for each person who registers as a new ImaginBank customer with your friend code that you will find in the app when you register. To obtain the money it is necessary that i) the person you invite signs up for an account, ii) has a minimum of €5 in the account and iii) activates the bizum service. The maximum we will pay you for this offer will be €500 (10 friends). Account offered by CaixaBank S.A.
7. Life insurance from VidaCaixa, S.A.U. de Seguros y Reaseguros. Non-life insurance offered by SegurCaixa Adeslas, S.A. de Seguros y Reaseguros. CaixaBank, S.A., exclusive banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros and authorised by SegurCaixa Adeslas, S.A. With tax ID number A08663619 and registered address at Calle Pintor Sorolla, 2-4, 46002 Valencia. Listed in the Spanish Directorate-General of Insurance and Pension Funds Registry of Insurance and Reinsurance Distributors under code OE0003. It has the corresponding professional civil liability insurance in place to cover any liabilities that may arise due to professional negligence, as required by law.
8. imaginBank from CaixaBank. Granting of financing subject to prior approval by the entity CaixaBank S.A.
9. Terms and conditions of sale: Promotion and sale offered by Facilitea Selectplace, S.A.U., Gran Vía de les Corts Catalanes, 159-163, 08014 Barcelona. VAT No: A-58481730. The price of the products includes the corresponding taxes. The products can be purchased by card or with financing. In this case, CaixaBank, S.A. and CaixaBank Payments & Consumer E.F.C., E.P., S.A.U. collaborate exclusively in financing the payment.
Financing terms and conditions: Financing offered through a loan from CaixaBank S.A. or through a card from CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., exclusively for purchasing the product from Facilitea Selectplace, S.A. and for the full amount of the price shown. The financing is subject to an analysis of the applicant's creditworthiness and ability to repay, based on the risk policies of the financial institutions granting it. CaixaBank, S.A., agent of the card issuer, the hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., with Tax ID A-08980153. Registered in the Commercial Register of Madrid, volume 36556, folio 29, sheet M-656492 and registered in the Official Companies Register of the Bank of Spain under code 8776. The system chosen by CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., to protect the funds of users of its payment services is to deposit them in a separate account opened with CaixaBank, S.A.
Representative example calculated to finance the total cost of the product (RRP and Total price in instalments: €759.00): 0% AER. 0% NIR. Term: 20 months. Total amount owed: €759.00. Amount of the monthly instalments: 20 instalments of €37.95. Total cost of the loan: €0.00. French repayment system.
10. Minimum amount available through imaginBank: €3,000. Maximum amount available through imaginBank: €30,000. Repayment period between 6 and 72 months, depending on the amount and its purpose. Approval subject to analysis of the applicant's credit rating and ability to repay, in accordance with the bank's risk policies. imaing, a trading name of imaginersGen S.A. is the entity that offers financing solutions and is an agent of CaixaBank, S.A., with registered office at Calle Pintor Sorolla, 2-4 46002 Valencia, and Tax ID number A-08663619, registered in the Mercantile Register of Valencia, Volume 10370, Sheet 1, Page V-178351, and registered in the Special Administrative Register of the Bank of Spain, under number 2100.
